
Global payroll services handle calculations, deductions, and compliance. Merge focuses on payment execution. Once payroll is approved, our API routes funds across borders through the right rail and currency, without replacing your platform.
Whether you use global payroll services or a bespoke setup, you still need a reliable payment layer. Merge powers that final step.
Employees expect local currency. Merge routes' payments through domestic clearing systems to ensure timely arrival in the recipient's currency.
Contractors, freelancers and workers in under-banked markets increasingly prefer digital assets. Merge supports USDC and USDT payouts with on/off-ramp infrastructure.
A single API call powers global payroll solutions, routing fiat or stablecoins by recipient preference, no separate rails per market, no compliance trade-offs.
Enables seamless, compliant payout orchestration directly from existing HR and payroll infrastructure.
Integrating our API means you can add cross‑border payment execution without rebuilding existing processes or managing multiple banking relationships.

Stablecoin as an Option
Most pay in local currency; some prefer stablecoins. Merge supports USDC and USDT payroll as an option, with fiat default.
Compliance First
Crypto payroll only works where legal and tax rules allow. Merge routes funds to wallets when configured, without custody or speculation.

Send approved payroll funds globally through local rails or stablecoin wallets, without changing your existing system.
The term refers to paying employees, contractors or contributors across multiple countries, currencies and payment systems. Platforms calculate wages, manage deductions and handle compliance; Merge powers the payment execution leg by moving approved funds through domestic banks or stablecoin wallets.
No. Merge is not a global payroll company in the employer‑of‑record sense. We do not calculate wages, withhold taxes, generate payslips or handle employment law. Merge is a global payroll provider focused on payment execution: we receive approved payout instructions and route funds to recipients through local currency rails or stablecoin wallets while your payroll system manages compliance.
To integrate payroll with HR systems, keep employee data and compliance workflows in your existing software. Merge connects at the payment layer. When your system approves a run, it sends a payout instruction to Merge. Our API then executes cross‑border payments through domestic rails or stablecoin settlement, with status updates and reconciliation data returned to you.
Companies can pay employees in crypto or stablecoins where legal, tax and payroll obligations permit. Merge supports this option by sending USDC or USDT to compatible wallets when recipients choose it. Employers remain responsible for payroll compliance.
A crypto paycheck refers to compensation paid partly or fully in cryptocurrency or stablecoins. Merge supports the payment execution layer for these payouts by delivering stablecoins to wallet addresses when configured. We do not replace payroll calculations, tax withholding, employment law review or payslip generation. Employers must ensure that paying employees in cryptocurrency complies with local regulations.