Customers

Global Payroll Payments for Platforms and Employers

Move approved payroll funds globally with Merge, fast, compliant payouts via local rails or stablecoin wallets, directly from your payroll system.
Backed by the best

Cross‑Border Payroll Services for Payment Execution

Global payroll services handle calculations, deductions, and compliance. Merge focuses on payment execution. Once payroll is approved, our API routes funds across borders through the right rail and currency, without replacing your platform.

Whether you use global payroll services or a bespoke setup, you still need a reliable payment layer. Merge powers that final step.

Two Ways Recipients Get Paid
01

Local fiat

Employees expect local currency. Merge routes' payments through domestic clearing systems to ensure timely arrival in the recipient's currency.

02

Stablecoins

Contractors, freelancers and workers in under-banked markets increasingly prefer digital assets. Merge supports USDC and USDT payouts with on/off-ramp infrastructure.

A single API call powers global payroll solutions, routing fiat or stablecoins by recipient preference, no separate rails per market, no compliance trade-offs.

Integration with Payroll Platforms and HR Systems

Enables seamless, compliant payout orchestration directly from existing HR and payroll infrastructure.

Payment execution layer

Extends payroll platforms and HR systems by executing approved payouts through a single API.

Who it works with

Payroll software, HR tools, fintechs, PSPs, and any global HR payroll system that can output a payout instruction.
Workflow
01
Move funds across entities
The platform supports local rails and stablecoin settlement, so you can move money to where it’s needed without correspondent banking delays.
02
Hold multi‑currency balances
Named sub‑accounts allow balances in fiat or stablecoin denominated to specific entities, regions or business lines.
03
Monitor and report
Real‑time dashboards and API endpoints provide consolidated views of all balances, payment activity and settlements.

Integrating our API means you can add cross‑border payment execution without rebuilding existing processes or managing multiple banking relationships.

Stablecoin Integration with Payroll Platforms and HR Systems

Solving Payroll Challenges with Efficient Payment Processing

The Challenge

Delays and low visibility are common. Cut-offs, holidays and limited rails slow payments after approval.

How Merge Helps

We use domestic clearing and stablecoin settlement to improve speed and reliability beyond traditional global payroll processing.

Payment Visibility

Status is available via dashboard or API, giving clear tracking from execution to delivery.

Scope of Service

Unlike global payroll providers, Merge does not calculate wages or manage compliance; it focuses only on payment execution.

Crypto Payroll and Stablecoin Optionality

Stablecoin as an Option

Most pay in local currency; some prefer stablecoins. Merge supports USDC and USDT payroll as an option, with fiat default.

Compliance First

Crypto payroll only works where legal and tax rules allow. Merge routes funds to wallets when configured, without custody or speculation.

Crypto Payroll and Stablecoin Optionality

Ready to Power Your Payroll Payments?

Send approved payroll funds globally through local rails or stablecoin wallets, without changing your existing system.

FAQ

What is global payroll?

The term refers to paying employees, contractors or contributors across multiple countries, currencies and payment systems. Platforms calculate wages, manage deductions and handle compliance; Merge powers the payment execution leg by moving approved funds through domestic banks or stablecoin wallets.

Is Merge a payroll company?

No. Merge is not a global payroll company in the employer‑of‑record sense. We do not calculate wages, withhold taxes, generate payslips or handle employment law. Merge is a global payroll provider focused on payment execution: we receive approved payout instructions and route funds to recipients through local currency rails or stablecoin wallets while your payroll system manages compliance.

How to integrate payroll with HR systems?

To integrate payroll with HR systems, keep employee data and compliance workflows in your existing software. Merge connects at the payment layer. When your system approves a run, it sends a payout instruction to Merge. Our API then executes cross‑border payments through domestic rails or stablecoin settlement, with status updates and reconciliation data returned to you.

Can companies pay employees in crypto?

Companies can pay employees in crypto or stablecoins where legal, tax and payroll obligations permit. Merge supports this option by sending USDC or USDT to compatible wallets when recipients choose it. Employers remain responsible for payroll compliance.

What is a crypto paycheck?

A crypto paycheck refers to compensation paid partly or fully in cryptocurrency or stablecoins. Merge supports the payment execution layer for these payouts by delivering stablecoins to wallet addresses when configured. We do not replace payroll calculations, tax withholding, employment law review or payslip generation. Employers must ensure that paying employees in cryptocurrency complies with local regulations.